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Life Insurance in and around Charleston

Would you like to create a personalized life quote?

It's Time To Think Life Insurance

Can you guess the price of a typical funeral? Most people aren't aware that the average cost of a funeral in this day and age is $8,500. That’s a heavy burden to carry when they are grieving a loss. If your family cannot come up with that much money, they may fall into debt as a result of your passing. With a life insurance policy from State Farm, your family can maintain their quality of life, even without your income. Whether it pays off debts, keeps paying for your home, or maintains a current standard of living, the life insurance you choose can be there when it’s needed most by your loved ones.

Protection for those you care about

Life happens. Don't wait.

Put Those Worries To Rest

And State Farm Agent David Smyer is ready to help design a policy to meet you specific needs, whether you want coverage for a specific number of years or level or flexible payments with coverage designed to last a lifetime. Whichever one you choose, life insurance from State Farm will be there to help your loved ones keeping going, even when you can't be there.

State Farm offers a great option for someone who thought they couldn't qualify for life insurance: Guaranteed Issue Final Expense. This coverage can prove useful by covering final expenses like medical bills or funeral costs, ensuring that your loved ones won't have to bear the burden. For a free quote on Guaranteed Issue Final Expense, contact David Smyer, your local State Farm agent and see how you can be there for your loved ones—no matter what.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Reasons to buy life insurance

Life insurance is often thought of as a way to protect loved ones by providing for final expenses and estate taxes but you can think beyond that.

Irrevocable life insurance trust

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Profile photo of a State Farm Agent named: David Smyer

David Smyer

State Farm® Insurance Agent
Office Address:
1532 Kanawha Blvd W
Charleston, WV 25387
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: David Smyer

David Smyer

State Farm® Insurance Agent
Office Address:
1532 Kanawha Blvd W
Charleston, WV 25387
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Reasons to buy life insurance

Life insurance is often thought of as a way to protect loved ones by providing for final expenses and estate taxes but you can think beyond that.

Irrevocable life insurance trust

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.